The products & services we provide.

Insurance & Risk Management Analysis

• Life Insurance
• Term Life Insurance
• Universal Life Insurance
• Indexed Universal Life Insurance
• Variable Life Insurance*
• Whole Life Insurance
• Health Insurance
• Annuities
• Variable Annuities*
• Deferred Annuities
• Immediate Annuities
• Tax Sheltered Annuities, 403(b) Plans
• Disability Coverage
• College Education Planning & Funding (529 Plans)*
• Retirement Planning
• Long-term Care
• Estate Planning

Investment Management & Investment Services*

• IRAs, Roth IRAs and Simple IRAs
• Portfolio Asset Management
• Investment Advisory Programs
• Customized Comprehensive Financial Planning
• Mutual Funds, Stocks, Bonds & CDs
• Estate Conservation Strategies

Business Planning

• SEPs, 401(k)s, and 412(i) Plans
• Customized Pension Plans
• Defined Benefit Plans
• Profit-Sharing Plans
• Retirement Plan Installation & Analysis
• Pension Payout Alternatives
• Pension Transfer/Rollovers

We know many professionals in other fields as well and will gladly refer you to one of them if your needs are beyond the services we provide.